Effective Date: February 28, 2024
Introduction
This Privacy Policy describes how Ybarra for Idaho (“Ybarra,” “we,” “us,” or “our”) collects, uses, and discloses your personal information when you use our website, ybarraforidaho.com (the “Site”).
Information We Collect
We collect the following information about you when you use the Site:
- Personal Information: This may include your name, address, phone number, email address, Social Security number, employment information, and financial information. We collect this information when you submit a loan application, create an account, contact us, or participate in any other interactive features of the Site.
- Device Information: We collect information about the device you use to access the Site, such as your IP address, browser type, operating system, and referral URL.
How We Use Your Information
We use your information for the following purposes:
- To process your loan application and assess your eligibility for our loan products.
- To provide you with customer service and support.
- To respond to your inquiries and requests.
- To send you marketing and promotional materials (with your consent).
- To improve the Site and our services.
- To comply with legal and regulatory requirements.
Sharing Your Information
We may share your information with the following third parties:
- Service providers: We may share your information with service providers who help us operate the Site and provide our services, such as loan processors, fraud prevention companies, and credit reporting agencies.
- Lenders: If you are approved for a loan, we will share your information with the lender who will fund your loan.
- Law enforcement and regulatory agencies: We may share your information with law enforcement and regulatory agencies as required by law or to comply with legal process.
Your Choices
You can choose to opt out of receiving marketing and promotional emails from us by following the unsubscribe instructions in those emails. You can also access, update, or delete your personal information by contacting us using the information below.
Data Security
We take reasonable steps to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no website or internet transmission is completely secure, and we cannot guarantee the security of your information.
Children’s Privacy
The Site is not directed to children under the age of 18. We do not knowingly collect personal information from children under the age of 18. If you are a parent or guardian and you believe that your child has provided us with personal information, please contact us using the information below. We will delete any personal information we have collected from your child.
Changes to this Privacy Policy
We may update this Privacy Policy from time to time. We will post any changes to this Privacy Policy on the Site. We encourage you to review this Privacy Policy periodically for any changes.
Contact Us
If you have any questions about this Privacy Policy, please contact us at: [email protected]